Offers

§ 02 — Comparison

Side by side — every offer, every way to pay

Ranked by total money out of your pocket by the date you pay it off — down payment, every monthly payment, and the balance you clear at the end. Monthly payment gets a row, not the headline.

§ 03 — The crossover

Where the answer flips

One line per way to pay. Lower is better. The dashed line marks the month you said you'd have it paid off — drag the slider at the top and watch the answer move.

§ 04 — Flags

What shouldn't be here

§ 05 — Deal score

How good is this deal, really?